Increase your revenue by offering easy and risk-free payment terms

Why outsource your credit operations?

More credit, more sales

With enhanced data intelligence, you'll be able to offer longer terms and better credit lines without having to worry about the risk

Your money, your control

Even when extending your clients' payment terms, you always receive the funds within 24 hours after the sale

Hassle-free

You’ll no longer need to deal with collections or credit analysis processes – we take care of everything!

Traditional credit solutions vs. CrediPay

Factoring

✕

No coverage for fraud risks

✕

Long and manual integration processes

✕

Lack of transparency in approval rates

✕

Little flexibility and restrictive contracts

✕

No attention to the end client in the collection and service process

100% coverage for credit and fraud risks

Simple integration with daily support from a technology team

High approval rates supported by a contextual credit model

Flexible and transparent contracts

You're in control of the quality of your client service

Banks

✕

Restrictive and not very transparent approval criteria

✕

Bureaucratic process and need for extensive documentation to approve clients

✕

Negative impact on the company's balance sheet and leverage metrics

✕

Collateralized credit lines

✕

Abusive rates

+70% approval rates powered by a proprietary credit model

Fast and practical - start in less than 24 hours

No impact on the balance sheet, helping performance metrics

No guarantees required for credit line approval

Competitive rates and clear pricing model

Credit insurance

✕

High fixed cost with policies and advance payment

✕

Limited coverage and lack of transparency in credit analysis

✕

Complex and bureaucratic legal process

✕

High volatility due to market conditions

✕

No predictability of an increase in the annual cost of the policy

No advance payment, you only pay for the credit used

+70% approval rate, especially for SMEs

Simple and straightforward negotiation process

No surprises, pre-approved clients are always accepted

Transparency first - clear costs, no fine print

Why CrediPay?

Increase your sales by +20%

Due to our comprehensive credit-scoring model, you can offer more clients a (higher) credit limit

Outsourced collections

With our APIs, you can offer credit in just a few clicks. VTEX clients are integrated in less than 24 hrs

Seamless integration

100% automated processes, including cancellations and refunds, without needing a developer

Start today with our no-code solution!

We offer a no-code platform that allows you to begin operations with CrediPay without any technical integration effort.

‍Ready to integrate? Our APIs and technology team are ready to support you, and in less than two weeks, you'll be ready to start!

More credit, less hassle